If you have this cover through one of our brokers then our claims team can handle your claim to recover your policy excess.

As insurance premiums increase specifically in relation to young drivers one of the main ways to reduce the cost of the premium is to take out a higher policy excess. However, if you have a claim it can mean you having to pay a substantial one off payment. Taking out an excess protect policy covers you for the amount of the excess to be paid regardless of fault (subject to specific criteria). 

In the event of you being involved in a road traffic accident we will take the details from you and simultaneously set up the claim for recovery of your excess under this policy when looking after the claim for your vehicle. You will have to pay your excess initially and then recover upon presentation of your excess receipt or letter of settlement from your insurer detailing the excess deducted if the vehicle is written off.